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Your Complete Guide to Acquiring Real Estate in Portugal

October 19, 2023

Looking to buy real estate in the Algarve? Whether you’re dreaming of a coastal villa, a countryside retreat, or a profitable investment, Immo Lusitania is your trusted partner for navigating the Portuguese property market. Here’s why working with us makes all the difference—and how we help you secure your dream home in Portugal 🇵🇹.


🧭 Starting Your Property Journey in Portugal

The first step is choosing Portugal—and more specifically, the Algarve—as your ideal destination. With its 300+ days of sunshine, relaxed lifestyle, golden beaches, and strong property market, it’s no wonder so many retirees, remote workers, and investors are making the move.

Once you’ve set your sights on the Algarve, the journey begins with research—and that’s where our expertise comes in. Whether you know Portugal well or are new to the country, Immo Lusitania helps you make informed choices:

🏠 We help you:

  • Identify top areas in the Algarve based on lifestyle, budget, and investment goals
  • Explore different property types: villas, townhouses, apartments, farms, and more
  • Understand the property buying process in Portugal from A to Z
  • Learn about financing and mortgage options for foreigners
  • Set realistic budget and search parameters to target the right opportunities

🤝 Building a Relationship with a Trusted Partner

We are not a typical real estate agency. At Immo Lusitania, we act as your independent buyer’s agent, giving you access to over 1,000 vetted listings from across Portugal through a single point of contact. This means:

  • No confusion from dealing with dozens of agents
  • A curated experience focused on your needs
  • Full support with mortgages, legal advice, taxation (including NHR), architecture, renovation, currency exchange, and more

We also specialize in off-market listings that never appear online and provide exclusive access to renovation-ready properties in regions like the Algarve and Alentejo.


🔎 Searching for Property in Portugal

Once we understand your preferences and goals, the adventure begins. Whether you’re flying in for viewings or already in Portugal, we:

  • Organize tailored property tours based on your shortlist
  • Introduce handpicked towns and villages to help you get a real feel for the area
  • Include private or exclusive listings in your visit schedule

We don’t just show homes—we help you understand the market, compare options, and move forward with confidence.


📝 Securing Your Dream Property in Portugal

Found the perfect place? Here’s how the purchase process typically works:

1. Reservation Stage

  • Both parties agree on the price
  • Buyer places a reservation deposit with their lawyer to reserve the property
  • Seller may take the property off the market temporarily

2. Promissory Contract (Contrato de Promessa de Compra e Venda)

  • A legally binding contract is signed by both parties
  • Buyer pays typically 10–30% of the property price
  • Contract outlines the terms, conditions, and timelines

3. Final Deed (Escritura)

  • Takes place at the local Notary office
  • Buyer pays the remaining amount through their lawyer
  • Property is legally transferred and registered in your name
  • You receive the keys—congratulations!

For more info, check out our Buyer’s Guide.


🛠️ After-Sales Services: We’re Still Here

Buying a home is just the beginning. Immo Lusitania offers post-purchase support to make your transition smooth:

  • Interior design & furniture sourcing
  • Renovation and construction project management
  • Short- and long-term rental setup guidance
  • Property management and maintenance

We continue to support you long after the purchase—because your new life in Portugal matters to us.


📞 Let’s Talk About Your Dream Property

Ready to take the first step? Whether you’re in the Algarve, Switzerland, the U.S., or anywhere else, Immo Lusitania offers expert guidance every step of the way.

📩 Contact us today to start your property search.

📱 Message Ferdi directly on WhatsApp or schedule a call via Calendly.

Follow us on Instagram and Facebook for property tips and news.


Disclaimer
This article is for informational purposes only and does not constitute legal or financial advice. Always consult with a legal professional before purchasing real estate in Portugal.


FAQ

What kind of properties does Immo Lusitania offer?

We specialize in handpicked villas, townhouses, apartments, estates, and farmhouses across Portugal—especially the Algarve and Alentejo.

Can foreigners buy property in Portugal?

Yes! Portugal is very foreign-buyer friendly. We guide you through all legal steps, taxes, and financing.

How long does the buying process take?

Typically 1–3 months, depending on property type and paperwork. We handle it all for you.

Do I need a Portuguese bank account to buy property?

Yes, and we help you set one up with our trusted banking partners.

Can Immo Lusitania help with renovations?

Absolutely. We offer full support for renovations and project management in the Algarve and Alentejo.

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