Whether you’re considering moving to Portugal for work, retirement, or a new adventure, this guide covers everything you need to know about living in Portugal as an Portugal expat. Portugal has become one of the most desirable destinations for expats, attracting retirees, digital nomads, and investors alike. With its mild climate, affordable cost of living, and high quality of life, it’s no surprise that more people are choosing to relocate to this beautiful country.
Why Portugal is a Top Destination for Expats
Portugal expat communities have grown significantly over the past decade, with cities like Lisbon, Porto, and the Algarve becoming international hubs for foreign residents. The country offers a laid-back lifestyle, stunning coastlines, and excellent healthcare, making it an attractive option for those looking to escape the high costs and fast pace of life in other countries.
✔ Affordable Living – Compared to other Western European nations, Portugal remains one of the most affordable places to live. Housing, dining, and utilities offer great value for money.
✔ Excellent Healthcare – Portugal has a universal healthcare system (SNS), providing high-quality medical services to residents. Private healthcare is also available and affordable.
✔ Great Weather Year-Round – With over 300 days of sunshine per year, Portugal’s mild winters and warm summers are ideal for those seeking a Mediterranean climate.
✔ Safety and Quality of Life – Ranked as one of the safest countries in the world, Portugal is known for its welcoming atmosphere, low crime rates, and excellent work-life balance.
✔ Digital Nomad & Business-Friendly – With new visa options and tax incentives, Portugal is a hotspot for remote workers, entrepreneurs, and investors.
Best Places to Live as a Portugal Expat
Whether you prefer city life, coastal retreats, or countryside charm, Portugal has something for everyone. Here are some of the best locations for expats moving to Portugal:
1. Lisbon – The Capital of Culture & Business
As the largest city in Portugal, Lisbon offers a mix of historic charm and modern innovation. With a growing startup scene, excellent public transport, and an international airport, it’s a top choice for expats looking to work and socialize in a vibrant urban setting.
🌍 Best for: Digital nomads, young professionals, and entrepreneurs
💰 Cost of Living: Higher than other Portuguese cities but still affordable compared to other European capitals
2. Porto – Portugal’s Second City with a Rich Heritage
Porto is known for its stunning river views, world-famous wine, and artistic atmosphere. This northern city is a fantastic alternative to Lisbon, offering a more relaxed lifestyle with lower property prices and a growing expat community.
🌍 Best for: Families, students, and wine lovers
💰 Cost of Living: More affordable than Lisbon with excellent public services
3. The Algarve – A Paradise for Retirees & Beach Lovers
For those dreaming of living in Portugal by the sea, the Algarve is the perfect choice. With its golden beaches, golf courses, and charming towns, it attracts retirees and vacation home buyers from around the world.
🌍 Best for: Retirees, holiday home buyers, and those seeking a relaxed lifestyle
💰 Cost of Living: Mid-range, with options for both budget-friendly and luxury living
4. Cascais – The Luxury Coastal Retreat
Located just 30 minutes from Lisbon, Cascais is a premium location offering beachside luxury, top-rated schools, and a high standard of living. It’s a favorite among expats moving to Portugal with families.
🌍 Best for: Affluent expats, families, and diplomats
💰 Cost of Living: Higher-end due to its exclusivity
5. Braga & Coimbra – Historic Cities with a Local Feel
For those looking for a traditional Portuguese lifestyle, Braga and Coimbra offer charming old towns, excellent universities, and a lower cost of living. These cities are great for expats who prefer a quieter environment with rich cultural heritage.
🌍 Best for: Academics, students, and families
💰 Cost of Living: Lower than major cities, making it a budget-friendly choice
Practical Steps for Moving to Portugal
1. Visa & Residency Permits
Expats from the EU/EEA/Switzerland can move freely to Portugal, while non-EU citizens need to apply for a visa or residence permit. Popular visa options include:
✔ D7 Visa – Ideal for retirees and passive income earners
✔ D8 (Digital Nomad Visa) – For remote workers and freelancers
✔ D2 Visa – For entrepreneurs and business owners
✔ Golden Visa – Available through property investment (Note: Recent changes apply)
2. Finding a Home in Portugal
The Portugal real estate market offers everything from city apartments to countryside villas. When searching for a home:
🏡 Rent before you buy – It’s wise to rent first to get a feel for the area.
🔎 Work with a reputable real estate agent – A company like Immo Lusitania can help you navigate the process.
💰 Understand property taxes & legal requirements – Portugal has specific buying procedures that require legal guidance.
3. Healthcare & Insurance
Expats residing in Portugal can access public healthcare (SNS), but many opt for private health insurance for additional coverage. Private healthcare is relatively affordable and provides faster access to specialists.
4. Cost of Living & Banking
Portugal remains one of the most affordable European countries, but prices vary depending on location. Expect to budget for:
✔ Rent – €800–€2000/month in major cities, lower in rural areas
✔ Groceries – Around €300–€500/month for a couple
✔ Utilities & Internet – €150–€300/month
✔ Dining Out – A meal in a local restaurant costs around €10–€25
Opening a Portuguese bank account is essential for paying bills and receiving income. Major banks include Millennium BCP, Novo Banco, and Santander Totta.
5. Learning Portuguese
While many Portuguese people speak English, especially in tourist areas, learning basic Portuguese can make life easier. Consider taking language classes or using apps like Duolingo and Babbel.
Final Thoughts: Is Portugal the Right Move for You?
Whether you’re drawn by the warm weather, relaxed lifestyle, or investment potential, moving to Portugal offers a unique and rewarding experience. From the historic streets of Lisbon and Porto to the sun-kissed shores of the Algarve, there’s a place for everyone in this charming European destination.
🌍 Thinking about making Portugal your new home?
Let Immo Lusitania assist you in finding the perfect property, whether you’re looking for a coastal villa, a city apartment, or a countryside retreat.
📞 Contact us today and start your journey toward living in Portugal with ease!
Disclaimer: The information provided in this article is based on the latest available data at the time of writing. However, regulations, residency requirements, and costs associated with moving to Portugal may change. It is advisable to consult official Portuguese government sources or seek professional advice before making any legal or financial decisions.
