Whether you’re considering moving to Portugal for work, retirement, or a new adventure, this comprehensive guide covers everything you need to know about living in Portugal as an expat. Over the past decade, Portugal has become one of the most desirable destinations in Europe, attracting retirees, digital nomads, and international investors alike.

With its mild climate, affordable cost of living, and exceptional quality of life, it’s no surprise that thousands of people are choosing to relocate to this sun-drenched country.

🌍 Why Portugal is a Top Destination for Expats

Expats in Portugal enjoy a unique balance of old-world charm and modern conveniences. Cities like Lisbon, Porto, and the Algarve are now international hubs for foreign residents. The country is celebrated for its laid-back lifestyle, stunning coastlines, and excellent healthcare system.

Key Advantages of Living in Portugal as an Expat

✔ Affordable Living – Portugal remains one of the most affordable Western European countries, with lower costs for housing, dining, and utilities.

✔ Excellent Healthcare – The national health service (SNS) ensures high-quality care, while private health insurance offers additional convenience.

✔ Great Weather Year-Round – With over 300 days of sunshine annually, Portugal’s Mediterranean climate is a big draw.

✔ Safety & Quality of Life – Ranked among the world’s safest countries, Portugal boasts low crime and a welcoming culture.

✔ Expat-Friendly Policies – With tax incentives and residency visas for retirees, professionals, and entrepreneurs, Portugal supports international arrivals.

Thinking of moving? Let Immo Lusitania guide you through buying or renting your dream home in Portugal.

🏙️ Best Places to Live in Portugal as an Expat

Portugal offers something for everyone—cosmopolitan cities, seaside villages, and quiet countryside towns. Below are the most popular destinations for expats:

1. Lisbon – The Capital of Culture & Business

Lisbon combines historic neighborhoods with a vibrant startup scene. With excellent transport, international schools, and cultural attractions, it’s ideal for professionals and entrepreneurs.

🌍 Best for: Digital nomads, young professionals, and entrepreneurs

💰 Cost of Living: Higher than elsewhere in Portugal, but lower than other EU capitals

2. Porto – Portugal’s Northern Gem

Porto offers river views, famous wine, and a thriving arts scene. It’s more affordable than Lisbon and growing fast in popularity among expats.

🌍 Best for: Families, students, and wine lovers

💰 Cost of Living: Moderate, with excellent public services

3. The Algarve – Beachside Living

Golden beaches, world-class golf courses, and charming villages make the Algarve a retirement haven.

🌍 Best for: Retirees and holiday home buyers

💰 Cost of Living: Mid-range, with options from budget apartments to luxury villas

4. Cascais – The Luxury Retreat

Just 30 minutes from Lisbon, Cascais blends beachside living with sophistication. It’s popular among families, diplomats, and high-net-worth expats.

🌍 Best for: Families and affluent expats

💰 Cost of Living: Higher due to exclusivity

5. Braga & Coimbra – Historic Cities

These cities offer a slower pace, top universities, and authentic Portuguese living at lower costs.

🌍 Best for: Academics, students, and budget-conscious expats

💰 Cost of Living: Affordable, with charming properties available

 Not sure where to settle? Explore our Featured Properties across Portugal.

📝 Practical Steps for Moving to Portugal

1. Visa & Residency Permits

EU/EEA citizens can move freely, while non-EU citizens need a visa. Options include:

• D7 Visa – For retirees or passive income earners.

• D8 Visa – For digital nomads and freelancers.

• D2 Visa – For entrepreneurs and business owners.

2. Finding a Home

Portugal’s property market offers apartments, villas, and quintas. Many expats choose to rent first, then buy.

👉 Pro Tip: Always work with a buyer’s agent like Immo Lusitania to avoid common pitfalls.

3. Healthcare & Insurance

Public healthcare (SNS) is excellent, but many expats prefer private insurance for faster access.

4. Cost of Living & Banking

While Lisbon and Cascais are pricier, most areas remain affordable:

• Rent: €800–€2000/month in major cities

• Groceries: €300–€500/month (two people)

• Utilities & Internet: €150–€300/month

Opening a Portuguese bank account is straightforward. Major banks: Millennium BCP, Novo Banco, Santander Totta.

5. Learning Portuguese

English is widely spoken, but learning Portuguese improves integration. Apps like Duolingo or in-person classes are great options.

❓ FAQ: Living in Portugal as an Expat

Is Portugal good for expats?

Yes—Portugal offers affordability, safety, excellent healthcare, and an inviting culture.

Do I need to speak Portuguese?

Not immediately, but it helps with integration, especially outside big cities.

What is the cost of living in Portugal?

Expect €1,500–€2,500/month for a comfortable lifestyle, depending on location.

Can I buy property in Portugal as a foreigner?

Yes. There are no restrictions on foreign ownership.

What are the best places for expats in Portugal?

Lisbon, Porto, Algarve, Cascais, Braga, and Coimbra are all popular choices.

🔑 Final Thoughts: Make Portugal Your New Home

Moving to Portugal offers more than just sunshine and scenery—it’s a chance to embrace a healthier lifestyle, a welcoming culture, and exciting opportunities.

Whether you want a city apartment in Lisbon, a villa in the Algarve, or a country estate in Alentejo, Immo Lusitania is here to guide you.

👉 Contact us today and take the first step toward your new life in Portugal.

📧 ferdi@immolusitania.ch | 📧 nadia@immolusitania.ch | 📧 john@immolusitania.ch